On the Homepage we mention Saving $2400 per year. Start by evaluting your insurance. Many families are able to save $100 per month. That is $1200 of the $2400 right there
At Online Family Savings, we suggest shopping around for your insurance. If it has been 2 ro 3 years since you shopped your insurance, now is a good time. Many insurance companies will increase your rates after several years because they assume you are a happy customer who is not concerned with price.
We used to have numerous links to different insurance companies until we found NetQuote. This site allows you to shop all of the big insurance companies in one shot. This is a very convenient time and money saver. They check insurance rates with Farmers, Allstate, Nationwide, AIG Direct, 21st Century, Progressive, Esurance, Liberty Mutual, Humana, Travelers, The Hartford, and Kaiser Permanente.
Just click on the link for the insurance you need, and then complete the quote process. The site collects your information in a secure manner.
TIP - If you really like your insurance agent, you should still shop around. Then show your agent the prices you were able to get at netquote. Your agent may be able to lower your rates to match, or come close to what you would have paid online.
A local insurance agent (like a Farmer or Allstate Agent) can be a valuable thing to have. They will do a lot of leg work, and help you if you need to file a claim.
Maintain a good credit rating. Poor credit can result in higher insurance premiums.
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